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The Daily Tar Heel

UNC finalizes its health insurance plan for fall

Vision, physicals included in plan

The UNC-system health insurance plan that will become available to UNC-system students beginning in fall 2010 is finalized.

Pearce & Pearce will provide the plan, which students must buy unless they can prove that they already have health insurance.

The base plan has a $610 premium and is uniform for the system. Schools chose which enhancements to add, said Bruce Mallette, UNC-system senior associate vice president of academic and student affairs.

 

Click here to view the basic health benefits provided through the UNC-system health insurance plan.



The chancellor’s office chose UNC-Chapel Hill’s enhancements, said Patricia Huff, director of administration for UNC-CH Campus Health Services. The UNC-CH plan will cost $723 annually.

“For a student health plan, it is a very good plan,” said David Rousmaniere, director of the UNC-Charlotte Student Health Center.

Some students at schools already working with Pearce & Pearce expressed concern that there are not enough physicians in their network, but Mallette said campus health administrators did not voice complaints during the selection process.

 

UNC-Chapel Hill insurance plan
(all amounts are annual costs) 

Premium (cost of plan): $723

Maximum insurance coverage: unlimited

Deductible (for medical care not already covered): $150 (Waived for services at Campus Health Services)

Physician visits: $10 per visit (Co-payments are waived if medical care comes from Campus Health Services)

Out-of-pocket maximum:

-$2,000 for individuals/$6,000 for families for physician on system plan

-$4,000 individual/$12,000 family if physician is not included in plan

Prescriptions:

-No maximum coverage

-At Campus Health: $10 co-payment (includes birth control)

-At outside pharmacy: varies

Preventive dental: Not covered

Wellness benefit: Includes preventative care, all routine
physicals, and weight and dietician counseling; $500 maximum

Vision care: One visit a year; $200 maximum for glasses or contacts



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